IHC Group Life Product

IHC offers two life programs designed to protect both an employee and the employee's family from financial burdens which arise out of the loss of life or an accidental death or dismemberment. The True Group and Voluntary Life policy is unique. The two coverages have been combined into a single policy, yet are available separately or as a packaged benefit. This approach simplifies the sales process for producers, provides total flexibility in plan design and ease of administration to policyholders and gives employees an opportunity to purchase a life insurance program tailored to their personal needs.

Voluntary life and Accidental Death and Dismemberment policy offers employees a way to provide life insurance for themselves, spouses and dependants at affordable monthly premiums through the convenience of payroll deductions. With this policy, the employer is not required to make any contribution towards the cost (unlike True Group Life Insurance). Both of these life products are completely portable.